Overcoming Life's Adversity Can Aid Dealing With Debt
In 2010 I was diagnosed with Multiple Sclerosis, a neurological condition, which affects the central nervous system. Life in those first few years was exceptionally difficult. However, since then I’ve learned to live with my condition and battle it head on by living life to the full, eating well, exercising and maintaining a positive approach to my condition.
I’ve continued to defy the odds and get stronger, even reversing my MS. For me, Ironman was one very large goal and if I could achieve it then perhaps others with MS or other issues could be inspired to set their own goals.
The second reason is that in my business of debt meditation I see too many people affected by the issue of debt. It could be called an illness and one that can have a crippling effect on individuals’ lives, their families and their businesses. Like my MS, my colleagues and I, are battling on behalf of hundreds of people and families trying to regain some normality to their everyday lives, so that they do not have a mountain of debt hanging over them for years to come.
At the moment, I’m battling with the issue of whether Northern Ireland and the UK are in recovery. I heard the latest revision from the Office for National Statistics (ONS) stating that the economy is now estimated to be 5.9% above its pre-cession peak and that the UK Gross Domestic Product (GDP) growth of 0.7% for the second quarter of this year. Whilst this is positive news, we see and talk to people in distress daily, in debt, thousands of pounds worth of debt, and living life frugally. With the news headline last month from the Citizens Advice Bureau that nearly one million will face mortgage difficulties and with Governor Mark Carney preparing for imminent, but incremental and gradual rate rises, then it would seem more pain is on the way.
Perhaps preparing for my six challenges and eventual Ironman is not too dissimilar to dealing with debt. Education and preparation is key. Find out what it entails, educate yourself on the process involved and take advice from an expert in the field.
This can be difficult as there are many companies that only promote some of the options available to people in debt, however if you speak to a few and ask plenty of questions, then you will get a much better understanding. Once you have decided on the best course of action, it’s imperative you engage with the bank either directly or through an advisor.
For now, I’ve completed my six challenges and become the Ironman I longed to be but I’d advise you to set yourself your own challenge and find some inspiration. It might just have a positive effect on you, your family, business and your outlook on life and remember don’t stop when you’re tired, stop when you’re done.