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Bankruptcy – Not The Only Option

This article appeared in the Fermanagh Herald on 22nd July 2015.

Debt continues to affect home and business owners across Northern Ireland, particularly in Fermanagh. The Erne County has always sat on the periphery and it is clear that debt is impacting the people of this region more than most.

“The simple fact is borrowers do not appear to have the same access to information as those closer to Belfast. There are 60,000 people who live in Fermanagh and it is very important they have access to all of the information.”

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Consumer Debts? Look to the Experts.

If you've read our previous blogs or seen some of our recent success stories, you will know that we specialize in helping people and families who have been caught up in the negative equity trap. It's in our name, after all! But what if you find yourself in financial trouble but don't have negative equity? What if your financial worries are caused by unsecured debts such as credit cards or overdrafts?

Some advisors may tell you that formal insolvency (i.e. bankruptcy or debt management plan/IVA) is the only way to clear up these debts if you can't afford to pay them back, however that may not be your only option.

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